Skip to content
Home » US bank profits fall as competition for deposits erodes lending margins

US bank profits fall as competition for deposits erodes lending margins

    Several large U.S. regional banks reported lower profits on Wednesday, a further sign that the 2023 income boost from high interest rates is starting to wane. Charles Schwab, Citizens Financial and US Bancorp said that, along with one-off charges, the rising cost of retaining customer deposits ate into fourth-quarter net interest income (NII), the difference between what banks earn from lending and pay on deposits. Federal Reserve rate hikes last year aimed at taming inflation boosted many lenders' NII.

    Read full NASCAR article on Yahoo Sports

    Read all NASCAR articles