Pagaya Technologies Ltd (NASDAQ:PGY) is a fintech company which uses artificial intelligence (AI) and machine learning (ML) to optimize and manage institutional investment into consumer credit. In this post, we're going to break down its business model, financials, and valuation. Investment Management (AI Powered): The business uses machine learning algorithms to analyze huge amounts of consumer credit, then use the data to make investment decisions, into loan portfolios.
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