Dear Richard Madeley: I won big on horse-racing and resent having to spend it on doing up my kitchen

I’ve been betting modest sums on horse racing since I was a student, and so far as I can tell I have always stayed slightly ahead. In short, I honestly don’t think I have a gambling problem. However, it’s always been a source of tension between me and my wife: I’m held to account about the money I bet, and the time I spend watching races and reading about form and so on.